TV LICENCE
Okay this may not be something directly related to budgeting but if it cuts some pounds off your debt, or increases your budget for other things then you don't really need to complain. This is another thing that actually most people don't know about TV licences.
At £135.50 a year, the TV license is probably best described as most as mild extortion. An simple way to cut costs, is to claim a refund for the unused quarter you will not be using it for, namely, the summer period. Most universities do not start until the beginning of October (fresher week will remove any requirement for telly anyway) By delaying the TV License until October, you can then claim back July, August and September the next year from the Television Licensing Organisation (TLO). Don't get your TV license until the beginning of October. Then you can claim back for the quarter of the year that you're not at university July/August/September.
When you get your TV licence it automatically backdates it to the beginning of the month - so if you buy it on the 30th September it starts from the 1st September, so save your self some money where you can. Tell everyone about this, too many students are never told this. Click this for details on claiming money back from the TLO
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